BalanceScore blends debt recovery guidance, CRB support, and practical coaching into one trusted experience — designed to feel calm and credible from the very first step.
BalanceScore guides Kenyans to balance, grow, and rebuild their financial futures — combining debt recovery, CRB support, and practical coaching into one trusted, confidential experience.
Honest, transparent service at every step
Support without judgment, always
Proven strategies with measurable outcomes
Your privacy is our highest priority
Comprehensive support designed to get you back on track — from initial assessment to full credit rehabilitation.
Thorough evaluation of your debt situation and financial stress indicators to chart a clear path forward.
Learn more →Expert assistance disputing errors, negotiating with lenders, and restoring your CRB credit standing.
Learn more →Practical, personalized strategies to manage income, expenses, and savings effectively long-term.
Learn more →Negotiate restructured repayment plans with creditors to make your debt manageable and sustainable.
Learn more →A structured three-phase journey to complete financial recovery.
Full assessment of your financial picture and immediate stabilisation steps.
Financial skills, emergency fund creation, and sustainable habits.
Clear your CRB listing, rebuild credit history, and step into financial freedom.
Kenyans struggling with CRB listings, mounting personal debts, and financial stress — we provide a clear, compassionate path back to stability.
Personal RecoveryFinancial stress costs employers through lost productivity. We partner with companies to provide employee financial wellness programs.
Workplace WellnessBusiness owners facing cash flow challenges, creditor pressure, or business debt — we help you separate, restructure, and rebuild.
Business RecoveryEmpowering financial recovery together. We work with institutions that share our mission.
Improve your loan book quality, reduce NPLs, and offer value-added financial wellness to members and clients.
Give employees access to confidential financial counselling — reduce absenteeism and boost productivity.
Extend your community impact with practical financial recovery programs for your congregation.
Hear from Kenyans who reclaimed their financial freedom with BalanceScore.
BalanceScore helped me regain control of my finances and restore my credit status. I was CRB-listed for 3 years — in 8 months I'm completely cleared and saving monthly.
The budgeting and debt restructuring guidance completely changed my outlook. I now have an emergency fund and can plan for the future without fear.
My employer partnered with BalanceScore and it changed my life. The counsellors were patient and truly understood my situation. Truly professional.
Fill in the form below and one of our advisors will reach out within 24 hours.
Tell us about your situation so we can match you with the right program. Your login details will be your email and last 4 digits of your phone.
We combine empathy with expertise to deliver real, measurable financial recovery outcomes for Kenyans across all walks of life.
A confidential, no-cost assessment of your financial situation with a certified advisor.
A customised action plan tailored to your income, debts, and financial goals.
Regular check-ins and coaching sessions keep you accountable throughout your journey.
We guide you until your credit is restored and you're positioned for growth.
100% Confidential
All client information is handled with strict confidentiality and never shared with third parties without consent.
🔑 Client Portal Access
After registering, sign in to the Client Portal using your email and the last 4 digits of your phone number to track your recovery progress.
Practical tips, guides, and insights to help you make smarter financial decisions.
Learn exactly what steps you need to take to dispute a CRB listing and restore your credit reputation.
Read More →We adapt the popular budgeting framework to the Kenyan financial reality — including mobile money, chamas, and informal income.
Read More →Compare the two most popular debt repayment strategies and find out which one gets you debt-free faster.
Read More →Even if you're currently in default, it's not too late. Book your free, confidential consultation today.
A quick intake so we can reach you within 24 hours.
Tell us about your organisation and how we can collaborate.